Planning ahead for long term care and how you’ll support yourself in retirement includes careful consideration of your estate planning documents and your health care desires. Articulating these in legal documents with the help of an estate planning attorney and sharing with your friends and family members your intentions for living independently or using a home health aide instead of going to a nursing home may impact your overall wellbeing.
A new study identified that the quality of nursing homes in Ohio was lower than the national average, although further research is needed to identify that the reason for this. The SCRIPPS Gerontology Center in Miami University looked at individuals who stayed in a facility for 100 days or more. The state of Ohio fell below the national average on all ten of the quality measures identified by the centers for Medicaid or Medicare services, including unexplained weight loss, urinary tract infections, pressure ulcers, pain and use of anti-psychotic medications.
Planning ahead for your own long term care support and staying healthy are some of the most important things you can do. Using long term care insurance and other health care documents that empower other person to step in and make decisions on your behalf if you become incapacitated is strongly recommended for anyone who is concerned about his or her wellbeing.
Talk to your estate planning lawyer about your options looking forward to the future.